There's a bit on the your introductions section about submitting a piccie for a welcome banner so I'd go through that channel!
Becky

I have been lucky today I was fiddling again to see if I could do anything myself and my Son Michael was at home and seeing this is his old mac I asked if I could do anything and he said no but e-mail it to me as I have photoshop and he did my welcome banner for me.

If you are on photobucket it is really quite easy

Hover your mouse over edit image and click add effects.

Choose a picture.

Click decorate.

Click text.

Enter text in the pop up box. ( you can enlarge the box on the pic by dragging the sides.)

Choose the options from the box on the right, ie colour font etc.

Click save copy when you are done.

Go and have a play, it's good fun. I do all sorts of silly things when I am bored

Hey, Nippy, you are an angel. I just followed your excellent instructions and made me a welcome banner!!!! Thank you so much! You're a star!

I now have 2 welcome banners thanks to nippy as I had another go and it worked.

Huge thanks to Nippy - I had no idea you could do all that on Photobucket and I've used it for eons!!

Cheers Nippy, I've enjoyed playing about with it. Needs work but here is what I've got so far

Hey, well done
I can see I am going to have to do some posher ones now

Oooh they look very good, I will have to have a go!

How clever! I'm off for a look now

Awww, I love it AM. You beat me, I didn't see the picture frame thingy. Think I'll be back on Photobucket tomorrow, having a play around with the "toys"