Help please

Hi,
too cut a long story short 2 people hit me and no one is taking the blame so i need to pay my excess upfront £500. Everyone I can think of has turned me down for a credit card and most places I find are for loans from £1000. Any idea?
Thanks
ATD x

Blimey that's why I have a £50 excess, why do you have to pay up front, I've always paid on completion. Your insurer should persue both parties for the claim.
Meant to add how about an agreed overdraft with the bank.

Try and get an overdraft from the bank. Or if all else fails, and I know the interest is high but a Capitol one credit card. I took one (I needed money fast and they only took a few days) just repay it then move the balance over to another card. Or....if that fails try Provident loans, they are high though
Elaine xx

Because they are blaming me, I have to pay the reclaim the money back of which ever party is at fault. They will only give me a limit of £100 for my overdraft so that is a start. Even virgin wont give me one i have had my tv ect with them for over 2yrs and never made a late payment but still isnt good enough. It is so daft you have to be in debt to have a credit scoring. Im going in to my bank on fri to discuss a loan the APR is lower than capital one.
Thanks for the advise
ATD x

If someone hits you it is standard that you have to pay your excess when you get the car repaired, or rather when your insurance company get the car repaired, and then they claim that back for you.

My car was bumped in Paris, total repairs came to just under £2k, so when I got the car back I had to pay my £120 excess. It then took just over a year to get it back from the French insurance companies... mainly as I was at the front of a four car bump so all of us were claiming off the one at the back!.

Sorry I can't help with where to get the £500 but please don't try with places such as payday loans as it will cost you a fortune!