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Location: UK
Joined: Sep 2008
Posts: 9,065
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Life choices
Major crossroads ahead.....
Senario....a few months ago a friend of ours was diagnosed with nasty cancer
. He has a very slim chance of recovering. He used to be our general handyman....he would fix anything from the house to the Car to the garden. However - due to obvious reason he is no longer able to do this....
My Van is due its MOT - fine - off it has gone to the dealers.....who are going to tell me tomorrow if it need a new engine
Now - I do not have the money for a new van - but nor do I have a couple of thousand to fix up this one.....however - I do have a little saftey net....
Its a house in Norfolk....
My situation as it stands is that....I could sell (the renter has expressed an interest to buy if I ever decided to sell). Get rid of my mortgage and with the profit....
a) Buy a new Van
b) Buy a field or two in which to (hopefully) set up a more permenant training venue for my busisness.
As it stands at the moment I am having to turn people away from classes becasue I don;t have the room...I have people calling me on a daily basis about agility but nowhere to run any classes (I have most of the equiptment)
I have a good client base and a good reputation....
But that gets rid of my bolt hole....
DO I take the chance knowing that the likely hood of me getting another mortagage is slim if not non-existant based on my income and self employment.
OR - do I get a loan and fix up my van.....
I would love to set up a proper training school and have the facilities to be able to help people on a one to one basis as a when they need, its a dream....but the reality is very scary - especially in the current financial climate.
Sorry for waffling - my head is in overdrive.