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werewolf
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08-05-2009, 11:23 PM
I had the same with Argos Platinum cover, I had never claimed for the dog, rip off merchants.

Goodluck switching companies xxxxx
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Vicki
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09-05-2009, 06:01 AM
Hi Hev. I'm with Tesco and insure Lennon and Mya jointly for 17.94 a month

x
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Vodka Vixen
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09-05-2009, 07:02 AM
Originally Posted by Vicki View Post
Hi Hev. I'm with Tesco and insure Lennon and Mya jointly for 17.94 a month

x
Have you ever made a claim Vicki? When I was at the vet with Amy and told the vet Amy had insurance he said... "Oh it's not with Tesco is it?" I said no but asked why and he said they are useless and a lot of his clients have had trouble getting any money out of them.

Just thought i'd mention it
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Ramble
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09-05-2009, 07:57 AM
Is it lifetime cover Vicki?
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Meg
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09-05-2009, 07:58 AM
It seems I am the exception then with an monthly insurance premium which has gone down from 16:70 t0 12:17 per month with AXA . I can only assume it is because Chloe is now over a year old and past the vulnerable puppy stage.

I also claimed in the last insured year when Chloe had a tummy bug and we decided to put her on a drip at a the vets overnight.

Hevvur if you don't already do this (and I guess you probably do so I am saying this for others reading this too ) it usually pays to have a look around the companies and decide what type of cover you need (like claims per illness or a max vets allowance per year ) , then look around and get a few quotes, then contact the companies and ask if they can better the quote you have been given .

Remember also that new customers often get a discount, and joining on line also can bring a discount, the two together can bring quite a saving.

Unfortunately premiums often rise steeply as a dog ages and this seems to be affected by the breed. By the time Amy reached 15 her monthly premium was 40 so I cancelled it and saved the money knowing she wouldn't be having any major procedures anyway because her heart was not too good.


This is the cover I get for Chloe...

You must ensure that Your Pet has received the required vaccinations, failure to comply with this may jeopardise Your claim or cover – please refer to the General Conditions in the Policy Booklet for full details.
Features and Benefits
Section 1 Veterinary
All reasonable costs for Treatment of Your Pet by a Vet up to 7,000 per period of insurance.
All reasonable costs of Complementary Treatment carried out by a Vet or under the direction of a Vet up to 250 per Condition.
All reasonable costs for behavioural problems carried out by a specialist under the direction of a Vet up to 250 per Condition.
All reasonable costs of a clinical diet for Your Pet, up to 200 per Condition, as long as it is recommended by Your Vet in order to treat a Condition and is only available from Your Vet.
All reasonable costs for Treatment of Your Pet by a Vet up to 1,000 per Condition whilst Your Pet is abroad under the Pet Travel Scheme. This cover is provided subject to a maximum of three trips per Period of Insurance and a maximum trip duration of 60 days.
The cost of cremation up to 100 if Your Pet dies or is put to sleep by a Vet as a result of an accident or Illness covered by this Policy.
Section 2 – Third party liability
Legal liability up to 2,000,000 if someone is injured or killed or their property is damaged as a result of an incident involving Your Pet.
Sections 3 and 4 – Emergency boarding kennel, cattery fees and daily minding
Up to 100 per week up to a maximum of 750 in total for boarding Your Pet at a licensed premises or the reasonable cost of paying someone to look after Your Pet if You or any member of Your family normally residing with You needs to go into hospital as an inpatient.
Sections 5 and 6 – Advertising, reward costs and theft or straying
The cost of local advertising up to 1,000 if Your Pet is lost or stolen.
The cost of a suitable reward up to 250 if Your Pet is lost or stolen.
The Purchase Price of Your Pet up to a maximum of 750 if it is stolen or goes missing.
Sections 7 and 8 – Accidental death and death from Illness
The Purchase Price of Your Pet up to a maximum of 1,000 if it dies or has to be put to sleep by a Vet following an accident or Illness.
Section 9 – Holiday cancellation
Any travel and accommodation expenses up to 3,000 that You cannot recover if You have to cancel or cut short Your holiday because Your Pet has gone missing, or is injured or shows Clinical Signs of any Illness while You are away or up to 7 days before You leave and needs immediate life saving surgery.
Section 10 – Transportation and overnight expenses
Travel and accommodation expenses up to 150 that You incur if Your usual Vet recommends that another Vet treats Your Pet.
Section 11 – Accidental damage
Costs incurred up to a maximum of 500 following accidental damage to personal property that is not owned by You.
Section 12 – Quarantine costs, Section 13 – Loss of Health Certificate, Section 14 – Repeat tick and worming Treatment and Section 15 – Emergency expenses abroad
The following covers are provided if You take Your Pet abroad under the Pet Travel Scheme:
Quarantine costs up to 2,000 per trip (maximum duration 60 days), with a maximum of three trips per Period of Insurance.
Up to 250 towards the cost of a replacement Health Certificate should the original become lost during a Journey.
The reasonable fees incurred in obtaining repeat tick and worm treatment if Your departure for the United Kingdom is delayed by Your Carrier.
Emergency expenses abroad up to 500 per trip (maximum duration 60 days), with a maximum of three trips per Period of Insurance.
NB Remember if you change companies you can't normally claim for an existing illness...
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Ramble
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09-05-2009, 07:59 AM
Can't see the link Mini....
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Meg
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09-05-2009, 08:08 AM
Originally Posted by Ramble View Post
Can't see the link Mini....
Ailsa ..there isn't one
perhaps you looked while I was copying and pasting the info..
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Carole
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Female  Diamond Supporter 
 
09-05-2009, 08:11 AM
Just got a quote from AXA The AXA cover is almost identical to what I get with the M&S policy.

23.63 with a 75 excess
25.27 with a 50 excess
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Ramble
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09-05-2009, 01:07 PM
Originally Posted by Minihaha View Post
Ailsa ..there isn't one
perhaps you looked while I was copying and pasting the info..
I think I must have done!!!

Tango is covered for 2000 per condition per year for 16.30 (or thereabouts) Cosmo is covered for 4000 per condition per year for around 21 per month. Both have complementary vet therapies included in that if that's the way we want to go...

Biff isn't insured...BIG mistake...HUGE....
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Ramble
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09-05-2009, 04:26 PM
Red Sands is the underwriter, just checked.
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