Not according to insurers!

the rta situation is a common one, i have filled out many a form for clients and they have been payed .... you cant rule out never being in an accident ever again
but if what you were claiming for was a result of the first accident then they wouldnt.

Yeah I know what you're saying, I claimed for Fluffy eating something that made him sick and got paid, but according to insurers as he claimed before, anything in future to do with stomach would mean a pre-existing condition, which to me sounds like nonsense! That's if I change insurance.

Spoke to Animal Friends insurance today and yes they informed me that in Fluffy's case stomach conditions, ear infections and food poisoning would not be covered
So don't know whether to stay with More Than and pay higher premiums and % of claim or switch to AF and accept that he won't be covered for those things?

Hard choice. I switched & at time had healthy wee girl, 18 months later shes been diagnosed with possible kidney disease. Her scans etc just before new year came to nearly £500, she wasnt covered for urinary tract, if i had known this would happen, i might have stayed where i was. Only you can decide but think really hard about it. Bottom line i only work part time & two at £37 per month was too steep.
Good luck.

Thanks.... I think I'll have to call my vet to check what's actually on his chart for that stomach thing and to see what he thinks. Hmmm a tough one