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Location: UK
Joined: May 2006
Posts: 4,616
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Originally Posted by
Dobermann
Some people here simply do NOT have the option of being able to do that.
Everyone has this option as the loans are paid after they graduate, people just don't want the debt hanging over them.....
Originally Posted by
jols
You are very lucky then.
3000 a year =£60 per week.
so if you have a house or flat you will have to be earning a lot more than that to live. All the bills have to be paid etc etc unless someone else is paying them ...not everybody is so lucky.
Where i live a basci one bed flat would be £500 a month so add that to the £240 per month fees.........i would need to earn £740 per month just to cover fees and rent.........so how on earth would i pay the rest...
and how would i earn £740 a month if i were in a full time course.
I own my house, I am married, my wife works full time and studies part time with the Open University, but prior to getting married I lived in a £525 a month apartment, paid my bills, car, expenses etc and studied full time, I worked part time and used my savings from the years I worked full time to fund my tuition. People can still get loans maintenance etc, interest free overdrafts, its just the fact that we have to pay it back. The current rate for paying back a student loan is dependent on your yearly income and if you're earning 30k, then £300 a month isn't a lot.....
Originally Posted by
Helena54
One thing you have to remember here Lorna, is the fact that IF these university graduates don't end up getting a job in their chosen sphere and earn less than £40K a year as a result, then they DON'T have to pay those fees back! I know that coz it came out of the mouth of a politician and you can always trust those can't you
See in my day, you had to earn your place in Uni, and when you came out, you had a degree which would get you a job just about anywhere and earn good money toboot. Perhaps it's a case that there are too many courses in too many spheres now, just so that we can send more and more people into higher education on courses which have less clout shall we say in the outside world, leaving them unemployed, or, like you say, getting a job in Tesco! I don't know, it just all seems so very different from when I was offered a place that's all, but then I had to EARN that place I couldn't just "go" there like you can today, and maybe, just maybe, that's why there's too many people coming out looking for too fewer jobs!
When you said in your last paragraph about "buying yourself some extra time" for what???? Are you saying they pay you to be there, and you'd rather be studying for fear of being unemployed then or something? I don't understand what you are buying the extra time for that's all?
Its 15k at the moment I believe H for repayment, and it had better be because I'm paying back mine as at one point I earned over the bracket but I've never earned 40k lol!
I went to Uni when I was 18, left because my mother died in my second year. STUPID decision, it was a wonderful University with a fantastic reputation. I worked full time until I went to Uni to study photography, I wanted technical knowledge so that I could start a successful wedding photography business part time in order to be able to work part time to fund my desire to further my education to follow a career I really wanted, I was buying time to see if I could get to where I am now, and ultimately where I want to be, but I funded it, I didn't get any help from anyone or the government. I know a lot of people who have gone to Uni, particularly the old tech colleges that are now unis like the one I did photography at, who are there to avoid working full time for 3 years and have a good time, I don't think that it what Uni is for, and why I was so annoyed when I realised that it was the general mentality there.
A levels used to be prestigious years ago, now they're standard, BA, BSc etc used to be prestigious, now they're common place, soon we're all going to need a PhD! Something has to give.......